The problem is that I want to drive my car with out restrictions
I called my regular Ins. company they said that they can give me full cover. So I asked them what they would use as a value guide for my car and they said "we use N.A.D.A and other factors" and naturally I asked "what are the other factors?" and I couldn't get a straight answer to the question. She kept on saying that the N.A.D.A would be a close guide along with other factors I then asked again what are the other factors?
The bottom line is that she couldn't or didn't want to tell me what the other factors are and just insisted that N.A.D.A would be a close guide to the value.
So I am still desperately shopping for INS for my car.
The part that gets me is that with so many classics and hot rods on road and so little responses on this topic.
Is it just me that wants to drive my car and the rest of the world has garage furniture?
Are they just chancing it with Grundys and Hagertys very restrictive coverage?
Today I am going to call my Ins. company again and see if I get another agent that might have specific answers to my questions
1968 CHEVY/CHEVELLE MALIBU Dsp/HP Eng Fair Good Exc Show Loan
4D SEDAN 1968-69 307/200 V8 3,700 5,700 9,500 14,000 5,300
4D SPORT HARDTOP 1968-69 307/200 V8 4,500 8,400 16,500 20,000 7,700
2D SPORT HARDTOP 1968-69 307/200 V8 5,000 9,400 17,500 21,000 S 8,500
2D CONVERTIBLE 1968-69 307/200 V8 8,200 14,000 27,000 33,000 S 12,500
Ded: 6C L26 230/140hp $800 This isn't from Kelly Blue book but it is from Manheim gold pricing
I use Hagerty and am very happy with them. Now, if you plan on using your car as a daily driver,collector car insurance is not for you.
I drive mine anywhere I want when I want, but I still have my truck as a daily driver. If we all drove our cars every day, the accident rates would surely increase and so would the low premiums we now enjoy.