Which company for Full cover insurance - Impala Tech
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post #1 of 7 (permalink) Old 03-29-2008, 09:47 AM Thread Starter
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Which company for Full cover insurance

Which company for Full cover insurance for my 1968 Chevelle HELP…….

Today I got a quote from Hagerty for my chevelle of $164.00 per year premium.
Agreed value OF $15,000
Plus the other minimum legal requirements

I also got an E-mail from Grundy and for the same $15K Agreed value and $500K Liability the premium is $250.00 a year.

What is in the numbers?
The $100.00 plus deference is not of any concern ONLY the benefits and coverage.
Talk to me people.

THE PROBLEM IS THAT I WANT TO DRIVE MY CAR ANYTIME TO ANY PLACE not just car shows.
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post #2 of 7 (permalink) Old 03-29-2008, 10:15 AM
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I think Grundy has unlimited mileage were Hagerty has mileage limites. I have Hagerty but am thinking about changing to Grundy.



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1964 Impala 2 Dr HT 4 sp posi
1969 Camaro before and during http://rides.webshots.com/album/546302474IrnbEH

1969 Camaro almost done http://rides.webshots.com/album/553646077CLCZBu

1969 ElCamino SS http://rides.webshots.com/album/546349285mMtINq
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post #3 of 7 (permalink) Old 03-29-2008, 10:20 AM Thread Starter
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The problem is that I want to drive my car with out restrictions


I called my regular Ins. company they said that they can give me full cover. So I asked them what they would use as a value guide for my car and they said "we use N.A.D.A and other factors" and naturally I asked "what are the other factors?" and I couldn't get a straight answer to the question. She kept on saying that the N.A.D.A would be a close guide along with other factors I then asked again “what are the other factors?

The bottom line is that she couldn't or didn't want to tell me what the other factors are and just insisted that N.A.D.A would be a close guide to the value.
So I am still desperately shopping for INS for my car.

The part that gets me is that with so many classics and hot rods on road and so little responses on this topic.
Is it just me that wants to drive my car and the rest of the world has garage furniture?
Or
Are they just chancing it with Grundy’s and Hagerty’s very restrictive coverage?

Today I am going to call my Ins. company again and see if I get another agent that might have specific answers to my questions

BTW the quote was $1200.00 a year.
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post #4 of 7 (permalink) Old 03-29-2008, 07:51 PM
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Senior I thinks that "Nada" is how much coverage you's will have if you depend on that insurance company: because most automobile have limited worth after five years I think.

Old cars like my Uncles Juans have to have a declared value that is supported by documentation (kinda like a green card). If you can not prove the worth they thinks it has none.

(with apologies to anyone that takes offense to my Hispanic accent, but I just can not resist a good straight line).
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post #5 of 7 (permalink) Old 03-30-2008, 08:36 AM Thread Starter
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N.A.D.A is not a problem for me.

N.A.D.A classic car PRICING


Original MSRP: $2,663
Low Retail ----- ----Average Retail -------Value High Retail
Base Price $7,575 ---------$15,100 ---------------$22,800
Options

6 Cylinder Engine -10% ----- -10% ---------------- -10%
TOTAL PRICE $6,818------ $13,590 ----------------$20,520

can any one give me the Kelly Blue book pricing on my car( 1968 Chevelle 2DR HT 6Cyl) ?
thanks
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post #6 of 7 (permalink) Old 03-30-2008, 09:12 AM
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1968 CHEVY/CHEVELLE MALIBU Dsp/HP Eng Fair Good Exc Show Loan
4D SEDAN 1968-69 307/200 V8 3,700 5,700 9,500 14,000 5,300
4D SPORT HARDTOP 1968-69 307/200 V8 4,500 8,400 16,500 20,000 7,700
2D SPORT HARDTOP 1968-69 307/200 V8 5,000 9,400 17,500 21,000 S 8,500
2D CONVERTIBLE 1968-69 307/200 V8 8,200 14,000 27,000 33,000 S 12,500
Ded: 6C L26 230/140hp $800 This isn't from Kelly Blue book but it is from Manheim gold pricing



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1964 Impala 2 Dr HT 4 sp posi
1969 Camaro before and during http://rides.webshots.com/album/546302474IrnbEH

1969 Camaro almost done http://rides.webshots.com/album/553646077CLCZBu

1969 ElCamino SS http://rides.webshots.com/album/546349285mMtINq
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post #7 of 7 (permalink) Old 03-30-2008, 02:02 PM
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I use Hagerty and am very happy with them. Now, if you plan on using your car as a daily driver,collector car insurance is not for you.
I drive mine anywhere I want when I want, but I still have my truck as a daily driver. If we all drove our cars every day, the accident rates would surely increase and so would the low premiums we now enjoy.
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